Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Address Thank you! Oops! Related Contents Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Inflation - Back to the Future Even low inflation rates over an extended period of time can impact your finances in retirement. Potential Income from an IRA Estimate your monthly and annual income from various IRA types.